Privacy Policy

Last updated: June 2025

1. Who We Are

This Privacy Policy applies to deverkovil.com, operated by Victoria Institutions, Aaradhana, Deverkovil, Kozhikode District, Kerala — 673508, India. For privacy matters, contact us at admn@victoriainstitutions.com.

2. Information We Collect

We collect information that you provide directly to us when you:

• Submit an application for the website creation service (name, business name, email, phone, address, business description)
• Submit a merchant listing application through the VI Local system in the book (business name, contact details, location, promotional content)
• Contact us by email
• Make a payment through our checkout pages

We also collect limited technical data automatically when you visit our site, including your IP address (used for geographic location detection in the VI Local system), browser type, and pages visited.

3. How We Use Your Information

• To process and manage your application for our services
• To send you email communications related to your application or order
• To display location-relevant merchant cards to book readers (using IP-based location)
• To process payments securely through our payment gateway
• To respond to your enquiries

4. Location Data

Our VI Local system uses your IP address to estimate your approximate geographic location within Kerala. This is used only to show you locally relevant merchant listings within the book reading pages. We do not store your precise location or share it with third parties.

5. Payment Information

Payments on our site are processed by a third-party payment gateway. We do not store your card details or banking information on our servers. The payment gateway's own privacy policy governs the handling of your payment data.

6. Sharing of Information

We do not sell, rent, or trade your personal information to third parties. We may share information with:

• Our payment gateway provider, for the purpose of processing your transaction
• Government or regulatory authorities, if required by law

7. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with our legal obligations. Application records are typically retained for three years.

8. Your Rights

You have the right to request access to, correction of, or deletion of your personal data held by us. To exercise these rights, write to us at admn@victoriainstitutions.com.

9. Cookies

We use a small number of cookies to manage your location preference and session within the book reading pages. These are functional cookies and are not used for advertising or tracking. You may disable cookies in your browser, though some features of the site may not function correctly.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The date at the top of this page shows when it was last updated. Continued use of our site after changes constitutes acceptance of the updated policy.

11. Contact

For any privacy-related concerns, write to: admn@victoriainstitutions.com